Student Loan Repayment Planning: After the Covid Pause

September 2023. Student loans payment must restart and interest will begin accruing. This episode will go in-depth about changes affecting borrowers who've been in payment pause due due to Covid.

This episode will cover a lot of ground including discussion about the new planned program "SAVE".

Listen as Jantz Hoffman and Heather Jarvis cover the bases of student loan repayment.

Learn about the latest changes to the PSLF program. Find out how to receive additional credit for prior payments that may not have been applied. 

What student loan borrowers need to do to prepare for 2022 and a potential loan servicer change.

Heather Jarvis and Jantz Hoffman bring you all of the latest about student loan programs. 

Jantz Hoffman and Heather Jarvis discuss the latest on how well (or not so well) the CARES Act is working to help student loan borrowers. 

Jantz and Heather are experts in student loan advising. They are the core subject matter experts and educators in the CSLP program for financial professionals. The CSLP program helps financial planners and tax advisors make accurate and relevant choices about how to manage their student loans.

In this edition, Jantz and Heather are joined by Chris Robinson to discuss his practice and work with clients and theiiir student loans. Chris provides some powerful insights on how he communicates with clients to help them create financial plans that include student loans. 

Jantz Hoffman and Heather Jarvis have discuss the details and implications of the recent legislation "CARES Act" which aims to provide relief to student loan borrowers in light of the Covid-19 pandemic.

Today Ryan Frailich, CFP, CSLP joins Jantz and Heather to discuss a variety of topics in the realm of student loan debt. Ryan is founder and president of Deliberate Finances based in New Orleans. Topics include how the lack of financial advisor knowledge can be a dangerous path for both the client and financial professional. The complexity of new income based repayment programs and why the decisions should not be made in a vaccum without full consideration of the clients' goals and present situation.

In this free-form chat, Jantz and Heather talk about the problems facing student loan borrowers. This light hearted but passionate chat illustrates the disarray within government departments and how this adds to the difficulties consumers have when managing their loans.

Carli Coyne is a financial advisor with Centerview Wealth Advisory Group based in Pittsburgh, PA. Carli shares about her experience getting certified with the CSLP program and how it has positively impacted her practice.

She notes the differences this information affords her and why more advisors are needed who can provide the best possible financial planning services. 

Patti Hughes is President of Lake Life Wealth Advisory Group in Chicago, Illinois. Patti is a CPA, CFP and Certified Student Loan Professional. She discusses some of the key aspects of advising clients with student debt. Patti speaks to the need for the CSLP program and how advisors have a fiduciary responsibility to know and share this information to clients holding student debt. She notes how traditional training for financial planners and other advisors do not receive any information about how to address repayment planning. 

Patti's web site is: Lake Life Wealth Advisory Group

In this episode, Meagan Landress, a CSLP based in Georgia, discusses how after taken the CSLP program and becoming certified, she rapidly grew her practice. She outlines how building new, early career professionals set the foundation for a group of long-term client relationships. Meagan also shares about her experience with the CSLP course and the taking the exam and how it helped her accelerate the growth of her financial advisory practice. 

David Hessel discusses the landscape of financial advising and how student debt is altering the work of the profession. 

David Hessel is an Independent Financial Advisor affiliated with Global View Capital Advisors. He graduated from Marquette University, in Milwaukee Wisconsin with a B.S. Degree in Finance. He holds the following licenses and designations; Series 66 Investment License, Life & Health Insurance Licenses, CLTC® - Certification in Long-Term Care, and the CSLP® - Certified Student Loan Professional.

Jantz Hoffman, CEO of CSLA Board of Standards and Heather Jarvis are joined by Brandon DiPinto, a CPA in California. Brian tells about his experiences working with clients on their repayment planning and how the CSLA team has helped him with student loan client cases. 

This edition of the CSLP Podcast discusses the state of student loan advising and why financial professionals are ill equipped to help clients with student debt. Heather Jarvis has been presenting to financial advisors for many years delivering seminars on the need to learn more. To start, Heather advocates that consumers with student debt should find a qualified advisor who has the specialized knowledge of personal finance AND student loan programs. 

Jantz discusses a number of issues facing student loan borrowers. This episode was recorded during the government shutdown where federal workers weren't paid. Failing to make even one student loan payment can have a negative effort on those working toward Public Service Loan Forgiveness. 

Also discussed are the issues of job loss and how to deal with income-driven repayment. Borrowers need to submit new requests for repayment and adjust as their income changes. Jantz also covers some of the new loan repayment assistance programs for specialty work in certain professions and locations across the U.S.

This podcast introduces the CSLP program for financial advisors. Jantz Hoffman is the Chairman and CEO of the CSLA Board of Standards. He discusses why the program was created and the need for professional training to financial advisors such as Certified Financial Planners and tax advisors. 

We also hear from Heather Jarvis who is a widely recognized presenter on student loan debt and how financial professionals need to be better prepared to help their clients who are repaying student loan debt.